A few words about … Security, Privacy & Internet Fraud

Identity Theft

Identity theft is when someone steals information about you to borrow money, purchase items, or establish credit in your name. Incidents of identity theft are
increasing in frequency and impact. A few reasonable steps to protect yourself are listed below. Should you become a victim of identity theft your bank can be a
valuable source for guidance.

• Only share your personal and financial information with trusted organizations that have an official need to know.

• If you are contacted by an individual or organization requesting critical personal information from you, take steps to confirm the validity of that individual or organization.

• Avoid phishing scams. If directed to a web site by an unsolicited e-mail, take steps to confirm the legitimacy of the web site. If in doubt, contact the organization through the web site you know to be genuine. Never provide critical personal information to an organization through an unsecured e-mail.

• Notify your trusted organization immediately of any suspicious phone, mail or internet based inquiries.

• Shared personal, financial and medical documents before disposing of them.

• Occasionally review your credit history through one of the three national credit reporting companies (Equifax, Experian or Transunion). Each company pulls information from different sources so it may not be a bad idea to review all three.

Notice of Privacy Practices (updated 10/15/06)

The Health Insurance Portability & Accountability Act (HIPAA), the Gramm-Leach-Bliley Act (GLB), and the Family Educational Rights & Privacy Act (FERPA)
require us to protect the privacy of consumers' non-public personal information. These laws require that we inform you about the type of information we collect or
maintain, how we use it and to whom we may disclose this information.

We value you as a customer and the protection of your privacy is very important to us. To effectively administer the array of insurance plans and services offered
to our customers, we may collect and share "non-public personal information" about you in accordance with applicable laws and regulations. We may collect this information from the following sources: from you or your plan sponsor via applications or other forms; from your transactions with us, our affiliates or others; or electronically when you accesses our web site.

We do not disclose non-public personal information about our customers or former customers to anyone, except as otherwise permitted or required by law.

Other Security Procedures

We take our responsibility to protect your personal information very seriously. Our electronic platforms are designed using the most current security
technologies available in the industry. Our web host is housed in an undisclosed and fortified facility designed to withstand both physical, environmental and
electronic attack. Our staff is trained annually about the importance of security and all hard documents are cross-shredded prior to discard from our offices.

Questions

If you have any questions, comments, or concerns about our security procedures or compliance with various state and/or federal regulations, please feel free to
contact me directly. Thank you.

Joseph C. Seufer, President jseufer@NCUA.com 

National Collegiate Underwriters & Administrators, Inc.
 

Site Map | Home | About Us | Staff | Partners | Privacy | Contact | Log In

Newsletter | Consulting | Meeting Request | Resources | Demo